Traditional finance companies typically are looking for cream of the crop which is considered people with credit scores of 700 or higher. Taking into account that the average American has a credit score below 660, these programs are not exactly comprehensive. As a matter of fact, many merchants that offer traditional financing report declines in the 65 to 70 percent range. While our lenders can competitively offer financing to these customers as well, the general consensus is that people with high credit scores already have options. It’s the folks with lower credit scores that are coming back from a financial setback that need additional help. That is where we focus most of  our attention.

Each program is different and we will customize a package that best fits your business needs. Our programs vary from being able to accommodate a few hundred dollars all the way to $50,000 (sometimes higher).

Approvals are based on many factors. Each lender has their own system of vetting the customer in order to weigh the risk against default. While many of the lenders understand that these consumers may come with higher risks, they minimize them by looking for signs of financial stability and solvency. Here’s the thing. Applying is almost always risk free since it results in no credit inquiry and there is never an obligation to go forward.

Typically, you will be paid your money within 3 to 5 days from approval

Our programs are non-recourse against the firm if the client misses payments or defaults.

Yes, a client can technically accept more than one offer if they are from different lenders, but in this situation, it is doubtful that they will get approved for both after the secondary applications. 

There is a place on the application to add a co-applicant. 

• 3.9% of funded loan or invoiced amount  collected by firm (whichever is lower) plus a $49 administration fee deducted from business approximately 10 days loan is funded. If the firm does not complete the sale, there is no fee

• One Time Platform Development Fee: $240

• Monthly Subscription Fee: $49 (terminated and no longer billed after six successful sales utilizing the financing platform

Rebate Program: $100 rebated back to the firm for every $20,000  financed utilizing the financing platform

Click here for a  detailed proposal